Debt Relief Guide
Debt relief services help consumers across the nation in alleviating the burden of excess debt payments. Easy credit is an integral part of the modern economy and in such an environment consumers can easily get over their heads in liability. Fortunately, consumers have the option of debt relief that can help them restore their credit history and become debt free.
1st-debt.com is a nationally recognized debt relief agency with experience in settling millions of dollars of unsecured loans for our clients. Our professional staff is trained to provide you with a no-hassle consultation process that will quickly resolve your credit crisis if you qualify.
Who Qualifies For Debt Relief?
If you have at least $10,000 in unsecured debt and have difficulty with your payments, or you are considering bankruptcy, then you likely qualify for our debt relief services. In the most extreme cases, bankruptcy may be the only option. To find out if you qualify for 1st-debt.com's services, you can complete our consultation request form, or call us at our office toll free at 1-888-734-2570. Our debt consultants will contact you for a 10 minute, no-hassle interview to analyze your financial situation. If you qualify, they will be able to provide you with a quote and details on a plan to rid yourself of all your unsecured debt! Our consultants will negotiate with your creditors and collection agencies on your behalf for the following advantages:
- A single, affordable monthly payment on all your unsecured debt
- Reduction on your outstanding debt balance by up to 40-60 percent
- Reduction on interest rates
- Waiving or reduction of late payment fees and other penalties
- Avoidance of bankruptcy
- Becoming debt free in 12-36 months
- Restoring credit score
- Debt relief consultant handles collection calls and payment distribution
Creditors and collection agencies usually welcome debt relief settlements when they know a borrower is having difficulty. Creditors do not usually benefit when the borrower declares bankruptcy, so they would normally prefer a debt settlement. This turns out to be the more cost effective alternative for them as well. Once a settlement is reached with your creditors and collection agencies, the terms are binding, so they cannot change their minds in the future and demand all the money involved in the original loan agreement. Once you have made all the payments on the new debt settlement, you are rid of that debt for good.
1st-debt.com is accredited by the British Standards Institution (BSI) for best practices in the debt relief industry as defined by The Association of Settlement Companies (TASC) standards. We also have professional membership in the Better Business Bureau (BBB), United States Organization for Bankruptcy Alternatives (USOBA), California Chamber of Commerce, Dun & Bradstreet and Net Check.
Debt relief services can help you achieve financial freedom in as little as 12 to 36 months if you act now. Please fill out our consultation request form or call us toll free today to see if you qualify for debt relief.
