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Unsecured Debt (Must be $10k or more)
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Our Debt Consultants will be in touch with your quote as soon as they receive your submission.

Debt Relief Solutions

Debt relief is available to consumers who have substantial debt that is too difficult for their budget. 1st-debt.com is an accredited, recognized credit counseling agency that works with creditors and collection agencies on behalf of struggling consumers. Debt relief offers a solution that avoids bankruptcy and the resulting blot on one's credit record.

If you own at least $10,000 worth of unsecured debt that is straining your budget, you may qualify for 1st-debt.com's debt relief services. You should not seek a debt settlement if your financial situation allows you to make your payments without undue difficulty. Creditors and collections agencies are willing to settle if they know that a borrower cannot make payments and may declare bankruptcy. In most cases, they lose out when the borrower is insolvent. However, they will not settle if you are reasonably able to make minimum payments on your obligations.

How 1st-Debt.com Resolves Your Debt Crisis

By filling out the online consultation request form on this site, or by calling us toll free at our office (1-888-734-2570), you can begin our no-hassle counseling process. A debt relief consultant will contact you for a 10 minute interview and analyze your finances and credit burden. If you qualify, the consultant will provide you with a quote for services together with a game plan for attaining financial freedom:

A single monthly payment on all your unsecured debt that fits within your budget
Lowered interest rates
Reduction on your outstanding unsecured loan balance up to 40-60 percent
Waiving or reduction of late payment fees
Payment schedule that will clear your debt in 12 to 36 months and restore your credit score
Avoidance of bankruptcy
Debt relief consultants handle collection calls and distribution of payments to creditors and collection agencies

Weighing Your Debt Relief Options

A bankruptcy can hurt your credit for 10 years or more. During this time, you may experience difficulty getting loans for any purpose but especially when attempting to purchase a home, car or other expensive items. You may also have trouble getting life insurance or certain types of employment because of the stain on your record. Debt relief provides qualified consumers with a relatively quick and easy alternative that allows them to salvage their credit history.

1st-debt.com has built a reputation in the debt relief industry by maintaining rigorous standards on performance, quality and customer satisfaction. We use a checks and balance system to maintain a high success level, and have developed a company culture that places our clients first. We exceed best practices standards for our industry as defined by The Association of Settlement Companies (TASC). We are also proud of our membership in professional organizations like the Better Business Bureau (BBC) and the California Chamber of Commerce.

Debt relief may be just the solution you need for your credit problems. By acting now you can avoid falling into a situation where bankruptcy is your only recourse. Please contact us to find out more about our debt relief services.